Whether you're buying or selling a home, you'll frequently hear the terms sales price and appraised value. These concepts are key to navigating the transaction process, and understanding them can make all the difference. Let’s break them down into s
Nov 19, 2024 | Purchasing a Home
After buying your home, it’s time to prepare for your first mortgage payment. At L And Z Financial Services we want to help you get off to a great start owning your new home! Here’s everything you need to know about your first mortgage payment
Nov 12, 2024 | Purchasing a Home
If you've ever thought refinancing your home was as challenging as climbing a mountain, you’re not alone. Fortunately, for homeowners with an FHA loan, the FHA Streamline Refinance program offers a simpler way to achieve lower payments and potential
Nov 05, 2024 | Refinancing a Home
Investing in a vacation property is an exciting step, and condos often stand out as a compelling option. With a combination of convenience, community, and strategic locations, condos can meet a variety of vacation needs. But is it the right choice for you
Oct 29, 2024 | Purchasing a Home
In recent years, there has been a remarkable shift in the demographic makeup of homeowners, with single women emerging as key players in the real estate market. An in-depth analysis of anonymous U.S. household data in 2023 revealed that homeownership rate
Oct 22, 2024 | Purchasing a Home
Homeownership is exciting, but the journey can feel overwhelming—especially for first-time buyers. With rising home prices and tighter credit standards, buying your first property may seem out of reach. However, many states offer programs designed t
Oct 15, 2024 | Purchasing a Home