Varune A. Ramhit

Mortgage Broker

NMLS# 2222527

254-589-2964

info@landzfinancialservices.com

HELOC Vs. Home Equity Loan: When Does Each Make Sense?

HELOC Vs. Home Equity Loan: When Does Each Make Sense?

When you own a property, you can encounter a circumstance where you need to use the equity you've accumulated over time. Home equity lines of credit (HELOCs) and home equity loans are two popular ways to access this equity. Both are capable of providing d

Nov 02, 2023 |

Exploring the Idea of Using Your Retirement Savings for a Second Home

Exploring the Idea of Using Your Retirement Savings for a Second Home

Is your favorite vacation spot by the beach calling your name? Or do you long to relax in the woods every weekend? Buying a second home can be a great way to unwind and take a break from the daily grind. It might be so tempting  that you are contempl

Oct 24, 2023 | Purchasing a Home

Buying a New or Older Home: Weighing the Pros and Cons

Buying a New or Older Home: Weighing the Pros and Cons

Whether you are a first-time home buyer or ready to trade up, you’ll have to choose between a new construction and an existing dwelling. Neither is necessarily better than the other; they offer different benefits and challenges. Here’s a guide

Oct 17, 2023 | Purchasing a Home

Navigating Mortgage Opportunities for Veterans and Service Members

Navigating Mortgage Opportunities for Veterans and Service Members

For those who have fearlessly defended our nation, the battle to secure a place to call home shouldn't be burdened by unnecessary financial shackles. Veterans and service members are armed with a unique set of mortgage options tailored to their needs. Amo

Oct 10, 2023 | VA Loans

Cracking the Code to Financial Freedom: Bi-Weekly Mortgage Payments

Cracking the Code to Financial Freedom: Bi-Weekly Mortgage Payments

Congratulations on taking the step of becoming a homeowner! Let’s be honest - the journey to paying off your mortgage can sometimes feel never ending. What if there was a way to make that journey a bit shorter and save some money in the process? It&

Oct 03, 2023 | Purchasing a Home

Navigating Your Home Loan Journey: Choosing the Right Mortgage Term

Navigating Your Home Loan Journey: Choosing the Right Mortgage Term

Are you dreaming of owning your very own slice of heaven – your own home? Well, guess what? The path to making that dream a reality involves some important choices, like picking the right mortgage term. A mortgage is like a magic key that unlocks yo

Sep 26, 2023 | Purchasing a Home

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