In the dynamic world of the American economy, one institution holds the reins, steering the course—the Federal Reserve, affectionately known as the "Fed." As the guardian of monetary policy, it exerts a potent influence on various aspects of our fin
Jan 16, 2024 | Purchasing a Home Interest Rates
We've been in a seller's market for a while now; the pandemic stirred up massive demand for more residential space, and the supply of homes has not been able to keep up since then. A seller's market can present unique challenges and opportunities for pros
Jan 09, 2024 | Purchasing a Home
Amidst escalating home prices and rising interest rates, a notable trend is gaining traction among Gen Z and millennial homebuyers: "house hacking." This innovative strategy involves renting out a part or the entirety of a home to generate supplementary i
Jan 02, 2024 | Purchasing a Home
Today, we're about to embark on a journey that delves into the intricate world of financial wisdom concealed within the very walls of your home. We'll unravel the hidden tax treasures that homeownership bestows upon the wise. It's not merely about b
Dec 26, 2023 | Purchasing a Home
With 30-year mortgage rates now topping 20-year highs, borrowers are looking to alternative loan options to save money on home loans. Adjustable rate mortgages (ARMs) are becoming more popular as homebuyers and refinancers look for lower introductory inte
Dec 19, 2023 | Purchasing a Home
Mortgage prepayment penalties can be a perplexing aspect of your home financing journey. Essentially, they are fees imposed by lenders when you pay off your mortgage earlier than agreed upon or exceed the specified payment limits. These fees are designed
Dec 12, 2023 | Purchasing a Home