Christopher Pena

NMLS # 2496299

cpena@landzfinancialservices.com

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See How Much You Can Afford

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Where are you looking to buy a home?

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Where are you at in the home-buying process?

Just Looking at Listings

Touring Homes

Making or Made an Offer

Under Contract

Are you working with a real estate agent?

If you are, we will connect with your agent to make sure we keep them updated about your loan

Yes

No

What kind of home are you looking for?

It can make a difference in the type of loan you can get.

Single Family Home

Townhome

Condominium

Mobile or Manufactured

What is your target Purchase price?

It is ok to estimate. *

How much do you have for a down payment?

Several First-time Homebuyer programs don't require a downpayment. However, you can choose to make a down payment to lower your monthly mortgage payment. *

Do you know your credit score?

It is ok to estimate.

Excellent: 740 and above

Good: 700-739

Average: 660-699

Fair: 620-659

Poor: 619 Or Below

I do not know

What is your annual income before taxes?

The amount you may qualify for depends partially on your income. *

Are you (or your spouse) a veteran or active duty military?

If so, you may qualify for a VA loan.

Yes

No

Have you owned a home in the last 3 years?

Yes

No

Almost there! What is your name?

First name *

Last name *

Nice to meet you. What is your email address?

Email *

What is the best number to reach you?

Cell phone *

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Know what you can afford before you shop for a home.

When you find your home, you'll be ready to buy.

L And Z Financial Services

2004 Mockingbird Lane
Killeen, TX 76541

info@landzfinancialservices.com

NMLS: 2309952

Personal NMLS: 2222527

254-589-2964

754-273-0357

254-549-7775

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Licensing Privacy Policy Accessibility Statement NMLS Consumer Access

Texas Mortgage Company License, NMLS: 2309952, Florida Mortgage Broker License: MBR6103

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

THIS DISCLOSURE WAS DELIVERED TO THE CONSUMER VIA OUR WEBSITE.

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